Mortgage Nashville- What to Do if You Don’t Have Any Credit?

Having credit is pretty much a necessity these days if you need to borrow money,  especially getting a mortgage.  But if you don’t have any credit yet, that’s okay.  We can help you get started. 

Watch the below video and you’ll learn how easy it can be to establish your credit profile and qualify for a mortgage loan or any other type of credit.  If you implement these quick tips that are in this video, in less than 6 months you can be in a MUCH better position to get financing if you need it.

Mortgage Nashville Video Link:  http://budurl.com/WhatToDoIfNoCredit

Mortgage Nashville- The Top 10 Credit Myths

As the economy continues to struggle, far too many consumers get taken avantage of by those claiming to be financial gurus and credit repair specialists.  Because of this, I want to arm you with information that will help you protect your finances and your family from such “predators”.  This video will do just that- it covers the top 10 credit myths, so you can avoid credit advice which can potentially damage your credit.  Enjoy.

Mortgage Nashville Video Link:   http://budurl.com/TopTenCreditMyths

Mortgage Nashville- Managing Your Debt Strategically

It’s pretty obvious that the way you manage your debt has a big impact on your credit socres, but did you know that there are some very common and preventable mistakes that poeple make that can cost their credit scores 100 points? 

I want to help you create an overall debt strategy that will lead to your long term financial freedom.  This video tip contains one of the best-kept secrets for improving your credit score.   Discover what the credit-card-balance-to-credit-limit ratio is and what you should do if you exceed the recommended limits.

Video Link:  http://budurl.com/ManageDebtStrategy

Mortgage Nashville- Getting Your Credit Mix in Check

This video provides a great tip which is sure to give you the know-how to develop a high-quality credit profile.  There is a misconception when it comes to the credit mix need to generate high credit scores, and since this mix makes up a percentage of your actual credit score, this video tip is particularly valuable.   Watch and learn which credit account types are the ideal ones to have and how they can be used as a tool for your financial freedom.

Mortgage Nashville Video Link:  http://budurl.com/GetCreditMixinCheck

Mortgage Nashville- Credit Disputing Do’s and Dont’s

Have you ever looked through your credit report only to find a credit card with a huge balance, and it didn’t belong to you?  How about a car loan with a late payment history, and you’ve never missed a payment?  Disputing erroneous items on your credit report is a MUST, especially when the information isn’t yours or is just reported incorrectly. 

Were you aware that if you don’t follow proper procedures when disputing, your efforts can actually have the opposite effect, and your credit scores could actually drop?  My goal is to make sure that your disputing efforts produce the desired results, which is why I wanted to share this extremely valuable tip with you…Disputing Do’s and Dont’s.  Just invest 6 minutes with this video, and you will not only save yourself hours of frustration and unnecessary work, but you’ll learn the 10 tips to help you avoid the common mistakes many consumers make in the credit disputing process.

Video Link:  http://budurl.com/DisputeDosAndDonts

Mortgage Nashville- Dispute, Negotiate or Wait

Cleaning up your credit is no easy task, but it is crucial for your financial health.  Dispute, negotiate or wait: these are the action steps you can take when cleaning up your credit profile.  While it might seem like an impossible task especially when credit repair is not your full-time job, let me help you simplify things with a valuable video tip.   Watch to learn where to begin, whether you decide to open a dispute, negotiate or wait. 

Hear some basics on the commitment needed to start the dispute process,  some educational resources to help you with the ins and outs of negotiating your credit, and why waiting or d0ing nothing could seriously cost you in the long run.  This is the 4th video in the Credit series…

Mortgage Nashville Video Link:  http://budurl.com/DisputeNegotiateWait

Mortgage Nashville- Creating Your Credit “Take-Action Plan”

This video is 3rd in the series…Hopefully by now, you have a copy of your credit report and you are ready to take action.   I remember seeing my first credit report;  I really had no clue where to start!  Since I know just how frustrating the layout of a report can be, I wanted to share with you some tips on how the 3 credit bureaus (Equifax, Experian, and TransUnion) show your information on their report. 

At first, the layout of the credit report might seem like “Greek”, but by the end of the video, you should be able to go through each trade account and locate any items that might be pulling your scores down.  In fewer than 10 minutes, you’ll learn how to create your very own action plan, so that you can be headed towards a better credit situation…

Video Link:  http://budurl.com/CreditActionPlan

Mortgage Nashville- Getting Complete Picture of Your Credit Situation

We’ve all seen the many ads, commercials and mailers that say “Call for your free credit report today.” But how can we know which ones are legit? As a consumer myself, I get overwhelmed with all the ads, which is why I want to give you a quick tip on the 3 reputable ways to get a copy of your own credit report.

Watch the below video to find out why pulling your own credit is ESSENTIAL and what key items to be aware of when ordering your report.  Never worry again about what might be on your report by getting a complete picture of your credit situation. It’s up to YOU to take action so you can have financial freedom!

Video Link:  http://budurl.com/GetCompleteCreditPic

Mortgage Nashville- Your Credit and Setting Your Score Goal

This video is first in a series which covers on of the most important aspects of getting a mortgage loan- your credit.   Our economic situation in the U.S. has created a tough credit environment, and credit has become of utmost importance for all consumers.  It’s why I’m so committed to helping clients take control of their financial future, so that they can not only qualify for the best interest rate on Nashville home loans, but that they are in a great position when financing a vehicle,  shopping for insurance, applying for a new job, etc. 

So you can take control of your financial health and future,  I’m providing this quick video which will help you 1) set a realistic credit score goal,   2) understand how long it might take to reach that score goal,   3) know what a good score looks like, and  4) learn how having a good score can ultimately save you thoussands of dollars.  Enjoy….

Video link:  http://budurl.com/SettingYourScoreGoal